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Car rental insurance in Portugal and France
I am taking 2 trips abroad in the upcoming months and will be renting a car for a week in both of these countries. Visa's benefits include car insurance, but doesn't seem to cover damage to people in case of an accident. Travel insurance seems to just have collision as well. What do people recommend getting to cover this potential issue? Any thoughts would be helpful.

I also have a personal umbrella policy if that matters.
please help!
thank you!
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